Are you an Ohio resident looking for auto insurance? No matter what type of vehicle you own, you should always have adequate auto insurance coverage, and there are several different types to be aware of.
Most importantly, if you live in this state, the law dictates that you have the following two types of liability coverage:
Property Damage Liability Coverage
This type of auto insurance safeguards your vehicle and possessions if you are found responsible and liable for an accident that is covered under your auto insurance plan. Coverage in this realm applies to both your property and the property of the other party involved in an accident.
Therefore, if you crashed into another car and caused their bumper to fall off, for example, your property damage liability coverage would take care of the cost of the reassembly of that person’s bumper.
Bodily Injury Liability Coverage
Bodily injury liability coverage is similar to property damage coverage in that it safeguards you if you’re found liable for bodily injuries to yourself or another party.
For example, if you crashed into another vehicle, and the driver of that vehicle sustained severe injuries that necessitated medical care, your bodily injury liability coverage would cover those medical expenses up to a certain amount.
Required Auto Insurance Coverage Amounts
Auto insurance coverage in the state must meet minimum state requirements. If you are at fault in a car accident, you need to have coverage that covers the following:
- Up to $12,500 of bodily injury coverage (for each person)
- Up to $7500 of property damage coverage (for each accident)
- A maximum of $25,000 in total coverage for each accident
Contact Remarkable Insurance for Auto Insurance Today
Remarkable Insurance is proud to provide auto insurance to Ohio residents. If you’re interested in sitting down with an insurance agent today to discuss your coverage options, please contact our office by stopping by in person or giving us a call!